Call reports 2024
FIDELITY BANK OF TEXAS — 2024
What FIDELITY BANK OF TEXAS reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 121,300,000 | 122,209,000 | 126,902,000 | 126,774,000 |
| Total loans | 56,420,000 | 57,551,000 | 66,841,000 | 73,890,000 |
| Allowance for loan losses | 632,000 | 625,000 | 625,000 | 405,000 |
| Securities available for sale | 486,000 | 491,000 | 498,000 | 0 |
| Securities held to maturity | 14,964,000 | 14,969,000 | 14,974,000 | 14,980,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,929,000 | 91,753,000 | 96,369,000 | 97,125,000 |
| Interest-bearing deposits | 70,614,000 | 71,994,000 | 71,021,000 | 71,796,000 |
| Noninterest-bearing deposits | 20,315,000 | 19,759,000 | 25,348,000 | 25,329,000 |
| Equity capital | 24,547,000 | 24,572,000 | 24,580,000 | 23,734,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,506,000 | 3,105,000 | 4,746,000 | 6,533,000 |
| Interest expense | 336,000 | 771,000 | 1,187,000 | 1,592,000 |
| Net interest income | 1,170,000 | 2,334,000 | 3,559,000 | 4,941,000 |
| Noninterest income | 210,000 | 331,000 | 453,000 | 560,000 |
| Noninterest expense | 1,239,000 | 2,521,000 | 3,883,000 | 5,156,000 |
| Provision for loan losses | -15,000 | -21,000 | -21,000 | 412,000 |
| Pretax income | 157,000 | 160,000 | 145,000 | -81,000 |
| Income tax | -15,000 | -33,000 | -51,000 | -1,000 |
| Net income | 172,000 | 193,000 | 196,000 | -80,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,598,000 | 14,745,000 | 14,870,000 | 15,239,000 |