Call reports 2023
FIDELITY BANK OF TEXAS — 2023
What FIDELITY BANK OF TEXAS reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 107,165,000 | 108,010,000 | 124,461,000 | 117,371,000 |
| Total loans | 48,446,000 | 45,928,000 | 44,366,000 | 47,133,000 |
| Allowance for loan losses | 666,000 | 667,000 | 657,000 | 649,000 |
| Securities available for sale | 472,000 | 469,000 | 474,000 | 482,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,984,000 | 93,367,000 | 100,393,000 | 92,809,000 |
| Interest-bearing deposits | 69,946,000 | 70,799,000 | 72,610,000 | 71,616,000 |
| Noninterest-bearing deposits | 23,038,000 | 22,568,000 | 27,782,000 | 21,193,000 |
| Equity capital | 14,031,000 | 14,435,000 | 23,830,000 | 24,471,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,256,000 | 2,569,000 | 545,000 | 2,075,000 |
| Interest expense | 119,000 | 333,000 | 85,000 | 345,000 |
| Net interest income | 1,137,000 | 2,236,000 | 460,000 | 1,730,000 |
| Noninterest income | 126,000 | 252,000 | 35,000 | 158,000 |
| Noninterest expense | 777,000 | 1,598,000 | 305,000 | 1,490,000 |
| Provision for loan losses | 0 | 0 | 6,000 | -2,000 |
| Pretax income | 497,000 | 895,000 | 175,000 | 388,000 |
| Income tax | 0 | -8,000 | 0 | 30,000 |
| Net income | 497,000 | 903,000 | 175,000 | 358,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,166,000 | 14,572,000 | 14,085,000 | 14,434,000 |