Call reports 2022
FIDELITY BANK OF TEXAS — 2022
What FIDELITY BANK OF TEXAS reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 109,495,000 | 111,602,000 | 115,410,000 | 113,229,000 |
| Total loans | 45,740,000 | 47,355,000 | 48,666,000 | 48,943,000 |
| Allowance for loan losses | 463,000 | 443,000 | 462,000 | 475,000 |
| Securities available for sale | 27,342,000 | 471,000 | 465,000 | 465,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,545,000 | 98,558,000 | 101,906,000 | 99,413,000 |
| Interest-bearing deposits | 71,746,000 | 73,979,000 | 76,778,000 | 75,580,000 |
| Noninterest-bearing deposits | 22,799,000 | 24,579,000 | 25,127,000 | 23,833,000 |
| Equity capital | 14,808,000 | 12,873,000 | 13,297,000 | 13,680,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 680,000 | 1,390,000 | 2,592,000 | 3,753,000 |
| Interest expense | 58,000 | 116,000 | 190,000 | 282,000 |
| Net interest income | 622,000 | 1,274,000 | 2,402,000 | 3,471,000 |
| Noninterest income | 131,000 | 268,000 | 396,000 | 518,000 |
| Noninterest expense | 782,000 | 1,615,000 | 2,426,000 | 3,220,000 |
| Provision for loan losses | 15,000 | -15,000 | 5,000 | 20,000 |
| Pretax income | -44,000 | -3,380,000 | -2,955,000 | -2,573,000 |
| Income tax | -3,000 | -5,000 | -5,000 | -5,000 |
| Net income | -41,000 | -3,375,000 | -2,950,000 | -2,568,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,234,000 | 12,900,000 | 13,325,000 | 13,707,000 |