Call reports 2021
FIDELITY BANK OF TEXAS — 2021
What FIDELITY BANK OF TEXAS reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 111,118,000 | 105,580,000 | 113,527,000 | 111,267,000 |
| Total loans | 45,490,000 | 39,467,000 | 38,760,000 | 40,822,000 |
| Allowance for loan losses | 594,000 | 579,000 | 449,000 | 449,000 |
| Securities available for sale | 500,000 | 499,000 | 500,000 | 29,566,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,463,000 | 88,927,000 | 96,893,000 | 95,100,000 |
| Interest-bearing deposits | 73,384,000 | 67,964,000 | 72,731,000 | 72,896,000 |
| Noninterest-bearing deposits | 21,079,000 | 20,963,000 | 24,162,000 | 22,204,000 |
| Equity capital | 16,463,000 | 16,466,000 | 16,413,000 | 16,042,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 643,000 | 1,254,000 | 1,818,000 | 2,441,000 |
| Interest expense | 75,000 | 146,000 | 205,000 | 264,000 |
| Net interest income | 568,000 | 1,108,000 | 1,613,000 | 2,177,000 |
| Noninterest income | 158,000 | 337,000 | 461,000 | 587,000 |
| Noninterest expense | 764,000 | 1,483,000 | 2,306,000 | 3,099,000 |
| Provision for loan losses | 0 | -15,000 | -145,000 | -145,000 |
| Pretax income | -38,000 | -23,000 | -87,000 | -190,000 |
| Income tax | 10,000 | 20,000 | 10,000 | 45,000 |
| Net income | -48,000 | -43,000 | -97,000 | -235,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,463,000 | 16,467,000 | 16,413,000 | 16,275,000 |