Call reports 2020
FIDELITY BANK OF TEXAS — 2020
What FIDELITY BANK OF TEXAS reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 91,440,000 | 105,454,000 | 106,364,000 | 111,717,000 |
| Total loans | 43,020,000 | 45,144,000 | 44,443,000 | 41,368,000 |
| Allowance for loan losses | 608,000 | 603,000 | 594,000 | 594,000 |
| Securities available for sale | 1,006,000 | 1,004,000 | 501,000 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,811,000 | 88,746,000 | 89,621,000 | 95,083,000 |
| Interest-bearing deposits | 59,545,000 | 70,103,000 | 71,325,000 | 76,081,000 |
| Noninterest-bearing deposits | 15,265,000 | 18,643,000 | 18,296,000 | 19,002,000 |
| Equity capital | 16,452,000 | 16,507,000 | 16,504,000 | 16,511,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 810,000 | 1,567,000 | 2,290,000 | 2,957,000 |
| Interest expense | 62,000 | 129,000 | 209,000 | 285,000 |
| Net interest income | 748,000 | 1,438,000 | 2,081,000 | 2,672,000 |
| Noninterest income | 120,000 | 320,000 | 443,000 | 563,000 |
| Noninterest expense | 749,000 | 1,555,000 | 2,325,000 | 3,046,000 |
| Provision for loan losses | 3,000 | -2,000 | -8,000 | -8,000 |
| Pretax income | 119,000 | 203,000 | 207,000 | 197,000 |
| Income tax | 42,000 | 70,000 | 74,000 | 56,000 |
| Net income | 77,000 | 133,000 | 133,000 | 141,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,447,000 | 16,503,000 | 16,503,000 | 16,510,000 |