Call reports 2019
FIDELITY BANK OF TEXAS — 2019
What FIDELITY BANK OF TEXAS reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 89,477,000 | 89,817,000 | 85,732,000 | 91,446,000 |
| Total loans | 51,772,000 | 49,104,000 | 46,400,000 | 43,526,000 |
| Allowance for loan losses | 644,000 | 625,000 | 615,000 | 605,000 |
| Securities available for sale | 1,481,000 | 1,492,000 | 1,497,000 | 999,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,556,000 | 73,693,000 | 69,381,000 | 74,990,000 |
| Interest-bearing deposits | 58,666,000 | 59,119,000 | 54,787,000 | 59,621,000 |
| Noninterest-bearing deposits | 14,891,000 | 14,574,000 | 14,593,000 | 15,369,000 |
| Equity capital | 15,777,000 | 15,973,000 | 16,183,000 | 16,370,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 944,000 | 1,891,000 | 2,797,000 | 3,645,000 |
| Interest expense | 62,000 | 125,000 | 184,000 | 244,000 |
| Net interest income | 882,000 | 1,766,000 | 2,613,000 | 3,401,000 |
| Noninterest income | 124,000 | 247,000 | 379,000 | 501,000 |
| Noninterest expense | 732,000 | 1,469,000 | 2,205,000 | 2,917,000 |
| Provision for loan losses | 0 | -20,000 | -20,000 | -30,000 |
| Pretax income | 274,000 | 564,000 | 807,000 | 1,015,000 |
| Income tax | 56,000 | 159,000 | 196,000 | 218,000 |
| Net income | 218,000 | 405,000 | 611,000 | 797,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,790,000 | 15,978,000 | 16,182,000 | 16,370,000 |
| Total capital | 16,343,000 | 16,504,000 | 16,665,000 | 16,829,000 |
| Risk-weighted assets | 44,097,000 | 41,988,000 | 38,537,000 | 36,559,000 |