Call reports 2018
FIDELITY BANK OF TEXAS — 2018
What FIDELITY BANK OF TEXAS reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 96,277,000 | 95,776,000 | 94,961,000 | 91,689,000 |
| Total loans | 60,969,000 | 60,275,000 | 58,481,000 | 53,631,000 |
| Allowance for loan losses | 671,000 | 669,000 | 675,000 | 643,000 |
| Securities available for sale | 1,472,000 | 1,472,000 | 1,468,000 | 1,474,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,396,000 | 80,666,000 | 79,521,000 | 76,061,000 |
| Interest-bearing deposits | 65,335,000 | 64,255,000 | 63,993,000 | 61,092,000 |
| Noninterest-bearing deposits | 16,060,000 | 16,411,000 | 15,529,000 | 14,969,000 |
| Equity capital | 14,693,000 | 14,963,000 | 15,284,000 | 15,555,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 992,000 | 1,976,000 | 2,972,000 | 3,972,000 |
| Interest expense | 61,000 | 118,000 | 175,000 | 234,000 |
| Net interest income | 931,000 | 1,858,000 | 2,797,000 | 3,738,000 |
| Noninterest income | 117,000 | 236,000 | 362,000 | 483,000 |
| Noninterest expense | 703,000 | 1,408,000 | 2,049,000 | 2,789,000 |
| Provision for loan losses | 10,000 | 10,000 | 10,000 | 10,000 |
| Pretax income | 335,000 | 676,000 | 1,100,000 | 1,422,000 |
| Income tax | 71,000 | 143,000 | 242,000 | 297,000 |
| Net income | 264,000 | 533,000 | 858,000 | 1,125,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,711,000 | 14,981,000 | 15,306,000 | 15,572,000 |
| Total capital | 15,373,000 | 15,621,000 | 15,915,000 | 16,144,000 |
| Risk-weighted assets | 52,897,000 | 51,163,000 | 48,661,000 | 45,658,000 |