Call reports 2017
FIDELITY BANK OF TEXAS — 2017
What FIDELITY BANK OF TEXAS reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 95,479,000 | 97,280,000 | 99,165,000 | 98,222,000 |
| Total loans | 59,893,000 | 63,477,000 | 63,773,000 | 63,997,000 |
| Allowance for loan losses | 712,000 | 700,000 | 658,000 | 664,000 |
| Securities available for sale | 2,491,000 | 1,493,000 | 1,495,000 | 1,480,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,443,000 | 83,118,000 | 84,783,000 | 83,686,000 |
| Interest-bearing deposits | 67,467,000 | 68,680,000 | 66,834,000 | 68,109,000 |
| Noninterest-bearing deposits | 13,975,000 | 14,438,000 | 17,949,000 | 15,576,000 |
| Equity capital | 13,817,000 | 14,018,000 | 14,214,000 | 14,436,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 923,000 | 1,864,000 | 2,850,000 | 3,853,000 |
| Interest expense | 65,000 | 126,000 | 189,000 | 253,000 |
| Net interest income | 858,000 | 1,738,000 | 2,661,000 | 3,600,000 |
| Noninterest income | 134,000 | 282,000 | 408,000 | 535,000 |
| Noninterest expense | 732,000 | 1,428,000 | 2,137,000 | 2,855,000 |
| Provision for loan losses | 0 | 20,000 | 55,000 | 63,000 |
| Pretax income | 260,000 | 572,000 | 877,000 | 1,217,000 |
| Income tax | 87,000 | 199,000 | 309,000 | 414,000 |
| Net income | 173,000 | 373,000 | 568,000 | 803,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,817,000 | 14,018,000 | 14,213,000 | 14,447,000 |
| Total capital | 14,435,000 | 14,674,000 | 14,895,000 | 15,143,000 |
| Risk-weighted assets | 49,302,000 | 52,394,000 | 54,552,000 | 55,696,000 |