Call reports 2016
FIDELITY BANK OF TEXAS — 2016
What FIDELITY BANK OF TEXAS reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 93,439,000 | 94,486,000 | 94,091,000 | 95,062,000 |
| Total loans | 67,155,000 | 64,956,000 | 62,365,000 | 61,561,000 |
| Allowance for loan losses | 736,000 | 715,000 | 713,000 | 711,000 |
| Securities available for sale | 2,008,000 | 2,011,000 | 2,006,000 | 1,497,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,160,000 | 81,099,000 | 80,473,000 | 81,329,000 |
| Interest-bearing deposits | 66,208,000 | 67,569,000 | 65,388,000 | 67,870,000 |
| Noninterest-bearing deposits | 13,953,000 | 13,530,000 | 15,085,000 | 13,459,000 |
| Equity capital | 13,000,000 | 13,236,000 | 13,438,000 | 13,644,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,035,000 | 2,032,000 | 2,997,000 | 3,965,000 |
| Interest expense | 67,000 | 133,000 | 200,000 | 263,000 |
| Net interest income | 968,000 | 1,899,000 | 2,797,000 | 3,702,000 |
| Noninterest income | 136,000 | 271,000 | 399,000 | 513,000 |
| Noninterest expense | 690,000 | 1,375,000 | 2,089,000 | 2,801,000 |
| Provision for loan losses | 30,000 | 60,000 | 65,000 | 65,000 |
| Pretax income | 384,000 | 735,000 | 1,042,000 | 1,349,000 |
| Income tax | 131,000 | 250,000 | 351,000 | 446,000 |
| Net income | 253,000 | 485,000 | 691,000 | 903,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,992,000 | 13,227,000 | 13,432,000 | 13,644,000 |
| Total capital | 13,647,000 | 13,873,000 | 14,044,000 | 14,269,000 |
| Risk-weighted assets | 52,411,000 | 51,614,000 | 48,858,000 | 49,856,000 |