Call reports 2015
FIDELITY BANK OF TEXAS — 2015
What FIDELITY BANK OF TEXAS reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 92,729,000 | 96,391,000 | 92,862,000 | 96,061,000 |
| Total loans | 68,060,000 | 70,610,000 | 70,797,000 | 70,943,000 |
| Allowance for loan losses | 652,000 | 667,000 | 692,000 | 722,000 |
| Securities available for sale | 4,019,000 | 3,521,000 | 2,018,000 | 2,501,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,657,000 | 84,014,000 | 80,195,000 | 83,207,000 |
| Interest-bearing deposits | 65,421,000 | 68,096,000 | 64,408,000 | 67,248,000 |
| Noninterest-bearing deposits | 15,235,000 | 15,917,000 | 15,787,000 | 15,959,000 |
| Equity capital | 11,901,000 | 12,261,000 | 12,511,000 | 12,742,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 996,000 | 2,033,000 | 3,128,000 | 4,210,000 |
| Interest expense | 66,000 | 133,000 | 198,000 | 263,000 |
| Net interest income | 930,000 | 1,900,000 | 2,930,000 | 3,947,000 |
| Noninterest income | 126,000 | 410,000 | 559,000 | 697,000 |
| Noninterest expense | 799,000 | 1,489,000 | 2,181,000 | 2,941,000 |
| Provision for loan losses | 0 | 15,000 | 85,000 | 125,000 |
| Pretax income | 257,000 | 806,000 | 1,223,000 | 1,578,000 |
| Income tax | 83,000 | 275,000 | 440,000 | 555,000 |
| Net income | 174,000 | 531,000 | 783,000 | 1,023,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,890,000 | 12,248,000 | 12,499,000 | 12,739,000 |
| Total capital | 12,542,000 | 12,915,000 | 13,188,000 | 13,435,000 |
| Risk-weighted assets | 54,494,000 | 56,083,000 | 55,113,000 | 55,514,000 |