Call reports 2025
BORDER BANK — 2025
What BORDER BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 995,483,000 | 1,009,486,000 | 1,037,268,000 | 1,063,075,000 |
| Total loans | 824,095,000 | 853,222,000 | 879,854,000 | 902,371,000 |
| Allowance for loan losses | 10,468,000 | 11,115,000 | 11,791,000 | 12,337,000 |
| Securities available for sale | 101,715,000 | 100,302,000 | 104,995,000 | 103,970,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 882,771,000 | 893,087,000 | 894,429,000 | 912,844,000 |
| Interest-bearing deposits | 696,790,000 | 697,354,000 | 705,811,000 | 714,519,000 |
| Noninterest-bearing deposits | 185,981,000 | 195,733,000 | 188,618,000 | 198,325,000 |
| Equity capital | 84,396,000 | 85,930,000 | 89,435,000 | 92,950,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 12,878,000 | 26,790,000 | 41,203,000 | 56,156,000 |
| Interest expense | 5,228,000 | 10,427,000 | 15,733,000 | 21,000,000 |
| Net interest income | 7,650,000 | 16,363,000 | 25,470,000 | 35,156,000 |
| Noninterest income | 1,102,000 | 2,670,000 | 4,477,000 | 6,706,000 |
| Noninterest expense | 7,046,000 | 14,496,000 | 22,273,000 | 29,839,000 |
| Provision for loan losses | 397,000 | 1,179,000 | 1,859,000 | 2,309,000 |
| Pretax income | 1,309,000 | 3,412,000 | 5,864,000 | 9,767,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,309,000 | 3,412,000 | 5,864,000 | 9,767,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 87,175,000 | 88,342,000 | 89,881,000 | 93,020,000 |
| Total capital | 97,747,000 | 99,265,000 | 101,205,000 | 104,660,000 |
| Risk-weighted assets | 845,505,000 | 873,354,000 | 905,148,000 | 930,214,000 |