Call reports 2024
BORDER BANK — 2024
What BORDER BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 958,967,000 | 952,898,000 | 972,662,000 | 976,930,000 |
| Total loans | 798,876,000 | 802,957,000 | 797,936,000 | 800,819,000 |
| Allowance for loan losses | 9,684,000 | 10,003,000 | 9,934,000 | 10,171,000 |
| Securities available for sale | 95,299,000 | 93,478,000 | 104,461,000 | 98,437,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 855,854,000 | 848,180,000 | 858,225,000 | 866,418,000 |
| Interest-bearing deposits | 671,547,000 | 664,551,000 | 664,387,000 | 675,767,000 |
| Noninterest-bearing deposits | 184,307,000 | 183,629,000 | 193,838,000 | 190,651,000 |
| Equity capital | 79,106,000 | 78,415,000 | 84,921,000 | 82,018,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 11,906,000 | 24,315,000 | 37,217,000 | 50,199,000 |
| Interest expense | 5,428,000 | 11,147,000 | 16,944,000 | 22,611,000 |
| Net interest income | 6,478,000 | 13,168,000 | 20,273,000 | 27,588,000 |
| Noninterest income | 1,214,000 | 2,815,000 | 4,565,000 | 6,039,000 |
| Noninterest expense | 6,775,000 | 13,704,000 | 20,539,000 | 29,167,000 |
| Provision for loan losses | 440,000 | 740,000 | 1,040,000 | 1,340,000 |
| Pretax income | 478,000 | 1,527,000 | 3,265,000 | 2,897,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 478,000 | 1,527,000 | 3,265,000 | 2,897,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 82,132,000 | 81,746,000 | 86,070,000 | 85,788,000 |
| Total capital | 92,129,000 | 92,062,000 | 96,382,000 | 96,092,000 |
| Risk-weighted assets | 822,105,000 | 830,451,000 | 824,990,000 | 824,050,000 |