Call reports 2023
BORDER BANK — 2023
What BORDER BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 889,543,000 | 909,530,000 | 928,829,000 | 937,480,000 |
| Total loans | 733,193,000 | 754,773,000 | 778,066,000 | 784,571,000 |
| Allowance for loan losses | 9,162,000 | 9,354,000 | 9,328,000 | 9,362,000 |
| Securities available for sale | 101,954,000 | 97,612,000 | 94,213,000 | 97,300,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 765,026,000 | 777,341,000 | 814,901,000 | 831,790,000 |
| Interest-bearing deposits | 566,036,000 | 583,264,000 | 606,619,000 | 634,545,000 |
| Noninterest-bearing deposits | 198,990,000 | 194,077,000 | 208,282,000 | 197,245,000 |
| Equity capital | 75,295,000 | 74,124,000 | 72,713,000 | 78,104,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 9,307,000 | 19,344,000 | 30,180,000 | 41,533,000 |
| Interest expense | 2,467,000 | 5,949,000 | 10,350,000 | 15,167,000 |
| Net interest income | 6,840,000 | 13,395,000 | 19,830,000 | 26,366,000 |
| Noninterest income | 1,011,000 | 2,896,000 | 4,596,000 | 5,908,000 |
| Noninterest expense | 6,647,000 | 13,494,000 | 20,283,000 | 27,198,000 |
| Provision for loan losses | 214,000 | 427,000 | 427,000 | 427,000 |
| Pretax income | 876,000 | 2,261,000 | 3,605,000 | 4,550,000 |
| Income tax | -10,000 | -10,000 | -10,000 | -10,000 |
| Net income | 886,000 | 2,271,000 | 3,615,000 | 4,560,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 78,405,000 | 77,741,000 | 78,651,000 | 81,522,000 |
| Total capital | 87,922,000 | 87,453,000 | 88,338,000 | 91,290,000 |
| Risk-weighted assets | 761,366,000 | 778,978,000 | 803,693,000 | 807,472,000 |