Call reports 2022
BORDER BANK — 2022
What BORDER BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 861,977,000 | 849,132,000 | 873,995,000 | 885,269,000 |
| Total loans | 651,327,000 | 678,145,000 | 718,010,000 | 725,304,000 |
| Allowance for loan losses | 7,497,000 | 7,857,000 | 8,410,000 | 8,606,000 |
| Securities available for sale | 111,930,000 | 106,985,000 | 101,424,000 | 103,124,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 756,750,000 | 747,424,000 | 765,877,000 | 770,815,000 |
| Interest-bearing deposits | 551,426,000 | 537,599,000 | 545,355,000 | 547,377,000 |
| Noninterest-bearing deposits | 205,324,000 | 209,825,000 | 220,522,000 | 223,438,000 |
| Equity capital | 77,647,000 | 74,246,000 | 71,615,000 | 74,089,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 7,806,000 | 15,798,000 | 24,380,000 | 33,394,000 |
| Interest expense | 679,000 | 1,347,000 | 2,214,000 | 3,732,000 |
| Net interest income | 7,127,000 | 14,451,000 | 22,166,000 | 29,662,000 |
| Noninterest income | 1,037,000 | 2,085,000 | 3,271,000 | 4,309,000 |
| Noninterest expense | 6,122,000 | 12,276,000 | 18,411,000 | 24,650,000 |
| Provision for loan losses | 165,000 | 535,000 | 990,000 | 1,206,000 |
| Pretax income | 1,870,000 | 3,700,000 | 6,008,000 | 8,087,000 |
| Income tax | 235,000 | 382,000 | 596,000 | 749,000 |
| Net income | 1,635,000 | 3,318,000 | 5,412,000 | 7,338,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 77,117,000 | 78,057,000 | 79,055,000 | 80,016,000 |
| Total capital | 84,739,000 | 86,039,000 | 87,590,000 | 88,792,000 |
| Risk-weighted assets | 677,861,000 | 707,911,000 | 748,654,000 | 760,530,000 |