Call reports 2021
BORDER BANK — 2021
What BORDER BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 868,515,000 | 858,799,000 | 856,409,000 | 875,918,000 |
| Total loans | 608,372,000 | 630,781,000 | 624,598,000 | 629,382,000 |
| Allowance for loan losses | 6,727,000 | 6,909,000 | 7,234,000 | 7,323,000 |
| Securities available for sale | 94,329,000 | 98,795,000 | 106,417,000 | 114,134,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 747,329,000 | 741,432,000 | 739,003,000 | 759,263,000 |
| Interest-bearing deposits | 543,748,000 | 562,134,000 | 545,146,000 | 542,245,000 |
| Noninterest-bearing deposits | 203,581,000 | 179,298,000 | 193,857,000 | 217,018,000 |
| Equity capital | 81,848,000 | 81,404,000 | 82,768,000 | 83,380,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 7,863,000 | 15,540,000 | 24,467,000 | 32,505,000 |
| Interest expense | 1,129,000 | 2,109,000 | 2,964,000 | 3,686,000 |
| Net interest income | 6,734,000 | 13,431,000 | 21,503,000 | 28,819,000 |
| Noninterest income | 1,540,000 | 2,841,000 | 4,119,000 | 5,546,000 |
| Noninterest expense | 5,840,000 | 11,895,000 | 17,935,000 | 24,250,000 |
| Provision for loan losses | 220,000 | 440,000 | 770,000 | 950,000 |
| Pretax income | 2,221,000 | 3,944,000 | 6,927,000 | 9,181,000 |
| Income tax | -1,000 | 55,000 | 54,000 | 664,000 |
| Net income | 2,222,000 | 3,889,000 | 6,873,000 | 8,517,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 73,038,000 | 72,555,000 | 74,338,000 | 76,082,000 |
| Total capital | 79,890,000 | 79,589,000 | 81,697,000 | 83,530,000 |
| Risk-weighted assets | 593,285,000 | 620,871,000 | 638,663,000 | 657,631,000 |