Call reports 2020
BORDER BANK — 2020
What BORDER BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 612,060,000 | 649,278,000 | 659,968,000 | 845,556,000 |
| Total loans | 467,554,000 | 505,593,000 | 508,002,000 | 598,479,000 |
| Allowance for loan losses | 5,050,000 | 5,375,000 | 5,506,000 | 6,509,000 |
| Securities available for sale | 86,783,000 | 90,436,000 | 91,244,000 | 99,255,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 525,638,000 | 556,708,000 | 567,414,000 | 726,009,000 |
| Interest-bearing deposits | 409,139,000 | 415,737,000 | 416,257,000 | 526,811,000 |
| Noninterest-bearing deposits | 116,499,000 | 140,971,000 | 151,157,000 | 199,198,000 |
| Equity capital | 61,520,000 | 64,687,000 | 64,590,000 | 80,766,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 6,820,000 | 13,575,000 | 20,162,000 | 33,232,000 |
| Interest expense | 1,710,000 | 3,161,000 | 4,393,000 | 6,567,000 |
| Net interest income | 5,110,000 | 10,414,000 | 15,769,000 | 26,665,000 |
| Noninterest income | 693,000 | 1,825,000 | 3,489,000 | 5,856,000 |
| Noninterest expense | 4,410,000 | 8,984,000 | 14,004,000 | 23,450,000 |
| Provision for loan losses | 121,000 | 497,000 | 617,000 | 1,573,000 |
| Pretax income | 1,260,000 | 2,831,000 | 4,707,000 | 7,641,000 |
| Income tax | 13,000 | 13,000 | 13,000 | 13,000 |
| Net income | 1,247,000 | 2,818,000 | 4,694,000 | 7,628,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,955,000 | 58,318,000 | 58,236,000 | 70,713,000 |
| Total capital | 63,075,000 | 63,763,000 | 63,812,000 | 77,327,000 |
| Risk-weighted assets | 478,330,000 | 489,192,000 | 496,593,000 | 597,222,000 |