Call reports 2019
BORDER BANK — 2019
What BORDER BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 593,815,000 | 611,518,000 | 632,577,000 | 632,848,000 |
| Total loans | 452,177,000 | 472,818,000 | 491,827,000 | 479,460,000 |
| Allowance for loan losses | 5,081,000 | 5,515,000 | 5,650,000 | 5,293,000 |
| Securities available for sale | 92,097,000 | 91,927,000 | 91,731,000 | 89,832,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 513,984,000 | 513,743,000 | 526,716,000 | 551,909,000 |
| Interest-bearing deposits | 402,814,000 | 402,136,000 | 411,790,000 | 425,919,000 |
| Noninterest-bearing deposits | 111,170,000 | 111,607,000 | 114,926,000 | 125,990,000 |
| Equity capital | 59,478,000 | 59,443,000 | 61,652,000 | 60,875,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 6,472,000 | 13,282,000 | 20,386,000 | 27,488,000 |
| Interest expense | 1,449,000 | 3,095,000 | 4,898,000 | 6,661,000 |
| Net interest income | 5,023,000 | 10,187,000 | 15,488,000 | 20,827,000 |
| Noninterest income | 624,000 | 1,177,000 | 2,188,000 | 3,092,000 |
| Noninterest expense | 4,140,000 | 8,499,000 | 12,963,000 | 17,470,000 |
| Provision for loan losses | 183,000 | 326,000 | 469,000 | 612,000 |
| Pretax income | 1,340,000 | 2,555,000 | 4,261,000 | 5,889,000 |
| Income tax | 2,000 | 5,000 | 10,000 | 10,000 |
| Net income | 1,338,000 | 2,550,000 | 4,251,000 | 5,879,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,578,000 | 55,334,000 | 57,080,000 | 56,666,000 |
| Total capital | 61,729,000 | 60,919,000 | 62,800,000 | 62,029,000 |
| Risk-weighted assets | 465,916,000 | 485,509,000 | 506,315,000 | 490,205,000 |