Call reports 2018
BORDER BANK — 2018
What BORDER BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 511,087,000 | 530,354,000 | 540,323,000 | 593,663,000 |
| Total loans | 377,405,000 | 405,537,000 | 418,486,000 | 446,698,000 |
| Allowance for loan losses | 4,870,000 | 4,605,000 | 4,653,000 | 4,885,000 |
| Securities available for sale | 84,073,000 | 84,352,000 | 81,268,000 | 94,098,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 440,329,000 | 440,963,000 | 443,084,000 | 513,964,000 |
| Interest-bearing deposits | 335,728,000 | 339,491,000 | 340,279,000 | 396,795,000 |
| Noninterest-bearing deposits | 104,601,000 | 101,472,000 | 102,805,000 | 117,169,000 |
| Equity capital | 51,649,000 | 53,195,000 | 51,643,000 | 56,698,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 5,195,000 | 10,647,000 | 16,402,000 | 24,137,000 |
| Interest expense | 781,000 | 1,668,000 | 2,794,000 | 4,201,000 |
| Net interest income | 4,414,000 | 8,979,000 | 13,608,000 | 19,936,000 |
| Noninterest income | 622,000 | 1,785,000 | 2,444,000 | 3,121,000 |
| Noninterest expense | 3,861,000 | 7,776,000 | 11,605,000 | 16,947,000 |
| Provision for loan losses | 45,000 | 89,000 | 134,000 | 418,000 |
| Pretax income | 1,130,000 | 2,899,000 | 4,315,000 | 5,694,000 |
| Income tax | 2,000 | 7,000 | 10,000 | 10,000 |
| Net income | 1,128,000 | 2,892,000 | 4,305,000 | 5,684,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,969,000 | 53,758,000 | 52,697,000 | 55,196,000 |
| Total capital | 56,846,000 | 58,433,000 | 57,420,000 | 60,151,000 |
| Risk-weighted assets | 390,160,000 | 418,393,000 | 431,905,000 | 461,430,000 |