Call reports 2017
BORDER BANK — 2017
What BORDER BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 487,158,000 | 494,597,000 | 499,863,000 | 506,879,000 |
| Total loans | 356,355,000 | 373,631,000 | 378,881,000 | 382,393,000 |
| Allowance for loan losses | 5,331,000 | 5,434,000 | 5,731,000 | 5,040,000 |
| Securities available for sale | 82,344,000 | 85,194,000 | 83,780,000 | 84,886,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 414,837,000 | 413,552,000 | 420,638,000 | 433,733,000 |
| Interest-bearing deposits | 323,043,000 | 320,851,000 | 325,633,000 | 329,930,000 |
| Noninterest-bearing deposits | 91,794,000 | 92,701,000 | 95,005,000 | 103,803,000 |
| Equity capital | 52,672,000 | 54,856,000 | 55,757,000 | 51,778,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,791,000 | 9,687,000 | 14,796,000 | 19,983,000 |
| Interest expense | 639,000 | 1,314,000 | 2,054,000 | 2,809,000 |
| Net interest income | 4,152,000 | 8,373,000 | 12,742,000 | 17,174,000 |
| Noninterest income | 636,000 | 1,327,000 | 1,771,000 | 2,311,000 |
| Noninterest expense | 3,433,000 | 6,989,000 | 10,591,000 | 14,274,000 |
| Provision for loan losses | 300,000 | 393,000 | 487,000 | 580,000 |
| Pretax income | 1,055,000 | 2,320,000 | 3,447,000 | 4,659,000 |
| Income tax | 2,000 | 7,000 | 10,000 | 10,000 |
| Net income | 1,053,000 | 2,313,000 | 3,437,000 | 4,649,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,598,000 | 52,880,000 | 54,024,000 | 50,960,000 |
| Total capital | 56,239,000 | 57,694,000 | 58,899,000 | 55,902,000 |
| Risk-weighted assets | 370,558,000 | 384,488,000 | 389,091,000 | 395,265,000 |