Call reports 2016
BORDER BANK — 2016
What BORDER BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 392,798,000 | 398,625,000 | 407,100,000 | 476,482,000 |
| Total loans | 292,828,000 | 306,359,000 | 316,708,000 | 356,620,000 |
| Allowance for loan losses | 3,994,000 | 4,019,000 | 4,053,000 | 5,025,000 |
| Securities available for sale | 57,305,000 | 60,271,000 | 58,750,000 | 82,173,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 333,006,000 | 331,696,000 | 328,303,000 | 401,422,000 |
| Interest-bearing deposits | 256,582,000 | 255,807,000 | 251,501,000 | 310,607,000 |
| Noninterest-bearing deposits | 76,424,000 | 75,889,000 | 76,802,000 | 90,815,000 |
| Equity capital | 43,210,000 | 44,532,000 | 45,851,000 | 51,039,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 4,069,000 | 8,125,000 | 12,317,000 | 18,747,000 |
| Interest expense | 479,000 | 972,000 | 1,482,000 | 2,404,000 |
| Net interest income | 3,590,000 | 7,153,000 | 10,835,000 | 16,343,000 |
| Noninterest income | 472,000 | 1,540,000 | 2,028,000 | 2,730,000 |
| Noninterest expense | 2,742,000 | 5,647,000 | 8,517,000 | 13,425,000 |
| Provision for loan losses | 130,000 | 160,000 | 180,000 | 1,130,000 |
| Pretax income | 1,204,000 | 2,902,000 | 4,237,000 | 4,589,000 |
| Income tax | 2,000 | 7,000 | 10,000 | 10,000 |
| Net income | 1,202,000 | 2,895,000 | 4,227,000 | 4,579,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,632,000 | 42,485,000 | 43,816,000 | 50,688,000 |
| Total capital | 45,441,000 | 46,436,000 | 47,846,000 | 55,293,000 |
| Risk-weighted assets | 304,469,000 | 315,960,000 | 322,278,000 | 367,962,000 |