Call reports 2025
CALPRIVATE BANK — 2025
What CALPRIVATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 2,482,525,000 | 2,454,498,000 | 2,576,074,000 | 2,534,625,000 |
| Total loans | 2,080,719,000 | 2,089,890,000 | 2,081,925,000 | 2,128,477,000 |
| Allowance for loan losses | 26,437,000 | 28,178,000 | 28,785,000 | 29,323,000 |
| Securities available for sale | 156,345,000 | 188,821,000 | 199,852,000 | 217,837,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,195,430,000 | 2,166,554,000 | 2,276,413,000 | 2,227,978,000 |
| Interest-bearing deposits | 1,593,456,000 | 1,561,849,000 | 1,618,739,000 | 1,618,219,000 |
| Noninterest-bearing deposits | 601,974,000 | 604,705,000 | 657,674,000 | 609,759,000 |
| Equity capital | 249,369,000 | 260,839,000 | 271,291,000 | 277,267,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 40,267,000 | 82,257,000 | 123,510,000 | 165,382,000 |
| Interest expense | 12,171,000 | 23,687,000 | 35,247,000 | 45,721,000 |
| Net interest income | 28,096,000 | 58,570,000 | 88,263,000 | 119,661,000 |
| Noninterest income | 1,622,000 | 3,357,000 | 5,479,000 | 6,885,000 |
| Noninterest expense | 13,847,000 | 29,271,000 | 44,902,000 | 60,228,000 |
| Provision for loan losses | 461,000 | 2,202,000 | 3,869,000 | 6,767,000 |
| Pretax income | 15,563,000 | 31,050,000 | 45,439,000 | 60,360,000 |
| Income tax | 4,597,000 | 9,192,000 | 13,469,000 | 17,907,000 |
| Net income | 10,966,000 | 21,858,000 | 31,970,000 | 42,453,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 255,213,000 | 265,877,000 | 275,389,000 | 280,690,000 |
| Total capital | 282,374,000 | 293,317,000 | 302,822,000 | 308,465,000 |
| Risk-weighted assets | 2,172,306,000 | 2,193,634,000 | 2,192,321,000 | 2,219,835,000 |