Call reports 2023
CALPRIVATE BANK — 2023
What CALPRIVATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,966,357,000 | 1,976,340,000 | 2,073,698,000 | 2,152,083,000 |
| Total loans | 1,623,493,000 | 1,719,688,000 | 1,768,917,000 | 1,848,395,000 |
| Allowance for loan losses | 21,135,000 | 22,588,000 | 23,789,000 | 24,476,000 |
| Securities available for sale | 103,789,000 | 94,573,000 | 86,648,000 | 102,499,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,587,039,000 | 1,702,622,000 | 1,772,363,000 | 1,878,863,000 |
| Interest-bearing deposits | 944,539,000 | 1,041,630,000 | 1,175,102,000 | 1,303,054,000 |
| Noninterest-bearing deposits | 642,500,000 | 660,992,000 | 597,261,000 | 575,809,000 |
| Equity capital | 167,774,000 | 182,578,000 | 190,329,000 | 200,580,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 27,958,000 | 58,721,000 | 91,598,000 | 125,661,000 |
| Interest expense | 5,511,000 | 13,258,000 | 22,576,000 | 34,110,000 |
| Net interest income | 22,447,000 | 45,463,000 | 69,022,000 | 91,551,000 |
| Noninterest income | 1,458,000 | 2,504,000 | 3,647,000 | 4,878,000 |
| Noninterest expense | 11,310,000 | 20,624,000 | 31,840,000 | 43,527,000 |
| Provision for loan losses | 73,000 | -7,077,000 | -5,882,000 | -5,195,000 |
| Pretax income | 12,418,000 | 34,955,000 | 47,454,000 | 59,081,000 |
| Income tax | 3,155,000 | 9,851,000 | 13,579,000 | 17,048,000 |
| Net income | 9,263,000 | 25,104,000 | 33,875,000 | 42,033,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 175,271,000 | 190,904,000 | 199,900,000 | 207,551,000 |
| Total capital | 196,441,000 | 213,087,000 | 222,594,000 | 231,121,000 |
| Risk-weighted assets | 1,690,832,000 | 1,772,042,000 | 1,812,477,000 | 1,883,001,000 |