Call reports 2022
CALPRIVATE BANK — 2022
What CALPRIVATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,545,278,000 | 1,612,079,000 | 1,726,841,000 | 1,854,760,000 |
| Total loans | 1,286,836,000 | 1,383,979,000 | 1,494,887,000 | 1,595,309,000 |
| Allowance for loan losses | 17,117,000 | 17,776,000 | 19,092,000 | 19,152,000 |
| Securities available for sale | 114,382,000 | 113,065,000 | 106,832,000 | 104,652,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,377,176,000 | 1,445,007,000 | 1,534,705,000 | 1,678,854,000 |
| Interest-bearing deposits | 646,947,000 | 694,081,000 | 767,807,000 | 984,166,000 |
| Noninterest-bearing deposits | 730,230,000 | 750,926,000 | 766,899,000 | 694,688,000 |
| Equity capital | 145,166,000 | 145,509,000 | 150,395,000 | 158,933,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 17,782,000 | 36,487,000 | 58,466,000 | 84,531,000 |
| Interest expense | 361,000 | 807,000 | 1,904,000 | 5,156,000 |
| Net interest income | 17,421,000 | 35,680,000 | 56,562,000 | 79,375,000 |
| Noninterest income | 3,107,000 | 4,562,000 | 5,966,000 | 7,039,000 |
| Noninterest expense | 10,785,000 | 23,305,000 | 34,948,000 | 47,977,000 |
| Provision for loan losses | 143,000 | 802,000 | 2,118,000 | 2,178,000 |
| Pretax income | 9,602,000 | 16,126,000 | 25,453,000 | 36,249,000 |
| Income tax | 2,920,000 | 4,722,000 | 7,443,000 | 10,616,000 |
| Net income | 6,682,000 | 11,404,000 | 18,010,000 | 25,633,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 147,239,000 | 152,274,000 | 159,176,000 | 167,294,000 |
| Total capital | 164,068,000 | 170,573,000 | 178,775,000 | 188,018,000 |
| Risk-weighted assets | 1,344,597,000 | 1,462,821,000 | 1,566,728,000 | 1,657,819,000 |