Call reports 2021
CALPRIVATE BANK — 2021
What CALPRIVATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,359,097,000 | 1,382,326,000 | 1,474,186,000 | 1,516,105,000 |
| Total loans | 1,094,430,000 | 1,184,236,000 | 1,227,583,000 | 1,248,816,000 |
| Allowance for loan losses | 14,561,000 | 15,708,000 | 16,141,000 | 16,974,000 |
| Securities available for sale | 81,430,000 | 88,755,000 | 93,144,000 | 102,116,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,167,930,000 | 1,209,249,000 | 1,319,364,000 | 1,354,204,000 |
| Interest-bearing deposits | 525,344,000 | 601,933,000 | 667,415,000 | 663,477,000 |
| Noninterest-bearing deposits | 642,586,000 | 607,317,000 | 651,948,000 | 690,727,000 |
| Equity capital | 126,368,000 | 131,346,000 | 134,755,000 | 141,477,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 14,522,000 | 29,552,000 | 46,009,000 | 63,366,000 |
| Interest expense | 1,461,000 | 2,615,000 | 3,079,000 | 3,468,000 |
| Net interest income | 13,061,000 | 26,937,000 | 42,930,000 | 59,898,000 |
| Noninterest income | 1,862,000 | 4,662,000 | 7,052,000 | 11,305,000 |
| Noninterest expense | 7,649,000 | 16,696,000 | 27,056,000 | 37,113,000 |
| Provision for loan losses | 300,000 | 1,446,000 | 1,879,000 | 2,713,000 |
| Pretax income | 6,985,000 | 13,471,000 | 21,061,000 | 31,402,000 |
| Income tax | 2,096,000 | 4,011,000 | 6,297,000 | 9,322,000 |
| Net income | 4,889,000 | 9,460,000 | 14,764,000 | 22,080,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 124,647,000 | 129,393,000 | 132,651,000 | 140,219,000 |
| Total capital | 136,808,000 | 142,735,000 | 146,867,000 | 155,326,000 |
| Risk-weighted assets | 969,701,000 | 1,064,151,000 | 1,134,244,000 | 1,205,669,000 |