Call reports 2020
CALPRIVATE BANK — 2020
What CALPRIVATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,185,412,000 | 1,273,311,000 | 1,243,375,000 | 1,329,235,000 |
| Total loans | 894,076,000 | 1,026,509,000 | 1,042,786,000 | 1,008,557,000 |
| Allowance for loan losses | 9,598,000 | 11,100,000 | 12,682,000 | 14,262,000 |
| Securities available for sale | 49,327,000 | 27,664,000 | 26,525,000 | 26,086,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 965,235,000 | 1,039,611,000 | 1,031,653,000 | 1,116,428,000 |
| Interest-bearing deposits | 607,463,000 | 584,852,000 | 557,857,000 | 521,802,000 |
| Noninterest-bearing deposits | 357,772,000 | 454,759,000 | 473,795,000 | 594,626,000 |
| Equity capital | 113,512,000 | 115,508,000 | 118,671,000 | 122,660,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 13,834,000 | 27,468,000 | 41,328,000 | 57,154,000 |
| Interest expense | 2,023,000 | 3,733,000 | 4,806,000 | 5,740,000 |
| Net interest income | 11,811,000 | 23,735,000 | 36,522,000 | 51,414,000 |
| Noninterest income | 1,165,000 | 1,792,000 | 2,737,000 | 4,376,000 |
| Noninterest expense | 8,571,000 | 17,158,000 | 25,279,000 | 33,572,000 |
| Provision for loan losses | 997,000 | 2,508,000 | 4,091,000 | 5,670,000 |
| Pretax income | 3,398,000 | 6,607,000 | 10,632,000 | 17,294,000 |
| Income tax | 1,011,000 | 2,065,000 | 3,268,000 | 5,263,000 |
| Net income | 2,387,000 | 4,542,000 | 7,364,000 | 12,031,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 110,838,000 | 112,856,000 | 115,920,000 | 119,919,000 |
| Total capital | 120,942,000 | 123,843,000 | 126,652,000 | 131,679,000 |
| Risk-weighted assets | 941,263,000 | 878,198,000 | 855,862,000 | 937,505,000 |