Call reports 2019
CALPRIVATE BANK — 2019
What CALPRIVATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 852,045,000 | 940,304,000 | 999,638,000 | 1,065,513,000 |
| Total loans | 713,406,000 | 795,345,000 | 820,989,000 | 885,556,000 |
| Allowance for loan losses | 6,641,000 | 7,637,000 | 7,893,000 | 8,601,000 |
| Securities available for sale | 85,815,000 | 84,718,000 | 73,170,000 | 51,179,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 709,264,000 | 736,618,000 | 827,936,000 | 853,896,000 |
| Interest-bearing deposits | 443,972,000 | 485,411,000 | 511,333,000 | 471,095,000 |
| Noninterest-bearing deposits | 265,292,000 | 251,207,000 | 316,603,000 | 382,801,000 |
| Equity capital | 91,978,000 | 112,257,000 | 107,957,000 | 110,549,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 11,317,000 | 23,487,000 | 36,707,000 | 50,180,000 |
| Interest expense | 1,582,000 | 3,344,000 | 5,323,000 | 7,445,000 |
| Net interest income | 9,735,000 | 20,143,000 | 31,384,000 | 42,735,000 |
| Noninterest income | 533,000 | 1,153,000 | 1,617,000 | 2,462,000 |
| Noninterest expense | 7,465,000 | 15,621,000 | 24,442,000 | 32,891,000 |
| Provision for loan losses | 389,000 | 1,385,000 | 11,122,000 | 11,830,000 |
| Pretax income | 2,447,000 | 4,320,000 | -2,402,000 | 825,000 |
| Income tax | 713,000 | 1,240,000 | -731,000 | 240,000 |
| Net income | 1,734,000 | 3,080,000 | -1,671,000 | 585,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 90,655,000 | 110,174,000 | 105,603,000 | 108,189,000 |
| Total capital | 97,546,000 | 118,098,000 | 113,774,000 | 117,243,000 |
| Risk-weighted assets | 768,157,000 | 860,254,000 | 887,506,000 | 931,923,000 |