Call reports 2018
CALPRIVATE BANK — 2018
What CALPRIVATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 646,211,000 | 710,623,000 | 749,956,000 | 846,781,000 |
| Total loans | 476,156,000 | 532,295,000 | 582,292,000 | 694,531,000 |
| Allowance for loan losses | 4,521,000 | 4,893,000 | 5,389,000 | 6,252,000 |
| Securities available for sale | 105,788,000 | 101,408,000 | 99,181,000 | 98,170,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 506,729,000 | 530,773,000 | 551,486,000 | 699,517,000 |
| Interest-bearing deposits | 339,938,000 | 363,269,000 | 368,861,000 | 470,744,000 |
| Noninterest-bearing deposits | 166,791,000 | 167,504,000 | 182,625,000 | 228,773,000 |
| Equity capital | 85,670,000 | 86,292,000 | 87,478,000 | 89,063,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 7,041,000 | 14,645,000 | 23,289,000 | 33,621,000 |
| Interest expense | 653,000 | 1,417,000 | 2,484,000 | 3,946,000 |
| Net interest income | 6,388,000 | 13,228,000 | 20,805,000 | 29,675,000 |
| Noninterest income | 169,000 | 851,000 | 1,791,000 | 2,377,000 |
| Noninterest expense | 4,786,000 | 10,523,000 | 16,808,000 | 23,666,000 |
| Provision for loan losses | 0 | 372,000 | 868,000 | 1,731,000 |
| Pretax income | 1,771,000 | 3,186,000 | 4,920,000 | 6,642,000 |
| Income tax | 506,000 | 913,000 | 1,404,000 | 1,936,000 |
| Net income | 1,265,000 | 2,273,000 | 3,516,000 | 4,706,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 84,279,000 | 85,396,000 | 86,728,000 | 88,131,000 |
| Total capital | 88,941,000 | 90,472,000 | 92,319,000 | 94,589,000 |
| Risk-weighted assets | 518,597,000 | 579,921,000 | 623,870,000 | 727,368,000 |