Call reports 2017
CALPRIVATE BANK — 2017
What CALPRIVATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 537,939,000 | 564,891,000 | 590,467,000 | 671,218,000 |
| Total loans | 421,410,000 | 453,207,000 | 450,468,000 | 497,152,000 |
| Allowance for loan losses | 4,018,000 | 4,204,000 | 4,221,000 | 4,521,000 |
| Securities available for sale | 29,058,000 | 31,694,000 | 45,512,000 | 61,568,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 420,706,000 | 393,992,000 | 451,050,000 | 533,182,000 |
| Interest-bearing deposits | 290,543,000 | 271,996,000 | 324,453,000 | 371,134,000 |
| Noninterest-bearing deposits | 130,163,000 | 121,996,000 | 126,597,000 | 162,049,000 |
| Equity capital | 64,154,000 | 83,584,000 | 84,930,000 | 84,812,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 5,809,000 | 11,831,000 | 18,214,000 | 24,990,000 |
| Interest expense | 482,000 | 943,000 | 1,480,000 | 2,066,000 |
| Net interest income | 5,327,000 | 10,888,000 | 16,734,000 | 22,924,000 |
| Noninterest income | 412,000 | 622,000 | 769,000 | 963,000 |
| Noninterest expense | 3,291,000 | 6,906,000 | 10,700,000 | 14,703,000 |
| Provision for loan losses | 0 | 186,000 | 203,000 | 503,000 |
| Pretax income | 2,448,000 | 4,418,000 | 6,600,000 | 8,681,000 |
| Income tax | 1,016,000 | 1,832,000 | 2,731,000 | 4,809,000 |
| Net income | 1,432,000 | 2,586,000 | 3,869,000 | 3,872,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,726,000 | 80,022,000 | 81,416,000 | 81,637,000 |
| Total capital | 64,859,000 | 84,358,000 | 85,772,000 | 86,299,000 |
| Risk-weighted assets | 434,188,000 | 475,940,000 | 476,587,000 | 516,487,000 |