Call reports 2016
CALPRIVATE BANK — 2016
What CALPRIVATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 447,437,000 | 482,102,000 | 498,038,000 | 545,670,000 |
| Total loans | 349,218,000 | 387,268,000 | 394,937,000 | 438,295,000 |
| Allowance for loan losses | 3,233,000 | 3,597,000 | 3,660,000 | 4,018,000 |
| Securities available for sale | 29,622,000 | 29,644,000 | 28,839,000 | 27,984,000 |
| Securities held to maturity | 276,000 | 130,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 333,478,000 | 350,212,000 | 379,594,000 | 413,037,000 |
| Interest-bearing deposits | 234,725,000 | 241,791,000 | 265,257,000 | 287,539,000 |
| Noninterest-bearing deposits | 98,753,000 | 108,421,000 | 114,337,000 | 125,498,000 |
| Equity capital | 59,062,000 | 60,129,000 | 61,351,000 | 62,512,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 5,118,000 | 10,224,000 | 15,542,000 | 21,151,000 |
| Interest expense | 385,000 | 783,000 | 1,205,000 | 1,685,000 |
| Net interest income | 4,733,000 | 9,441,000 | 14,337,000 | 19,466,000 |
| Noninterest income | 368,000 | 582,000 | 794,000 | 1,118,000 |
| Noninterest expense | 2,990,000 | 6,109,000 | 9,175,000 | 12,180,000 |
| Provision for loan losses | 51,000 | 415,000 | 478,000 | 818,000 |
| Pretax income | 2,060,000 | 3,499,000 | 5,478,000 | 7,586,000 |
| Income tax | 850,000 | 1,444,000 | 2,260,000 | 2,916,000 |
| Net income | 1,210,000 | 2,055,000 | 3,218,000 | 4,670,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,100,000 | 56,046,000 | 57,292,000 | 58,854,000 |
| Total capital | 58,453,000 | 59,762,000 | 61,070,000 | 62,987,000 |
| Risk-weighted assets | 376,962,000 | 415,362,000 | 417,004,000 | 461,025,000 |