Call reports 2015
CALPRIVATE BANK — 2015
What CALPRIVATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 445,038,000 | 440,921,000 | 438,293,000 | 454,955,000 |
| Total loans | 336,142,000 | 335,484,000 | 333,266,000 | 357,864,000 |
| Allowance for loan losses | 2,964,000 | 3,007,000 | 3,012,000 | 3,156,000 |
| Securities available for sale | 17,627,000 | 23,940,000 | 23,781,000 | 29,109,000 |
| Securities held to maturity | 525,000 | 399,000 | 277,000 | 276,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 337,263,000 | 331,905,000 | 327,002,000 | 341,595,000 |
| Interest-bearing deposits | 230,491,000 | 223,778,000 | 213,966,000 | 229,613,000 |
| Noninterest-bearing deposits | 106,772,000 | 108,127,000 | 113,036,000 | 111,982,000 |
| Equity capital | 52,953,000 | 54,586,000 | 56,168,000 | 57,633,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 4,843,000 | 9,908,000 | 15,009,000 | 20,472,000 |
| Interest expense | 370,000 | 752,000 | 1,115,000 | 1,479,000 |
| Net interest income | 4,473,000 | 9,156,000 | 13,894,000 | 18,993,000 |
| Noninterest income | 502,000 | 762,000 | 1,148,000 | 1,322,000 |
| Noninterest expense | 2,714,000 | 5,735,000 | 8,553,000 | 11,562,000 |
| Provision for loan losses | 35,000 | 74,000 | 76,000 | 216,000 |
| Pretax income | 2,226,000 | 4,109,000 | 6,413,000 | 8,537,000 |
| Income tax | 923,000 | 1,702,000 | 2,648,000 | 3,527,000 |
| Net income | 1,303,000 | 2,407,000 | 3,765,000 | 5,010,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,838,000 | 50,525,000 | 52,066,000 | 53,542,000 |
| Total capital | 51,893,000 | 53,627,000 | 55,169,000 | 56,824,000 |
| Risk-weighted assets | 331,981,000 | 332,864,000 | 338,855,000 | 367,029,000 |