Call reports 2014
CALPRIVATE BANK — 2014
What CALPRIVATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 342,754,000 | 339,504,000 | 343,419,000 | 423,513,000 |
| Total loans | 248,067,000 | 264,791,000 | 279,965,000 | 335,154,000 |
| Allowance for loan losses | 2,219,000 | 2,393,000 | 2,548,000 | 2,925,000 |
| Securities available for sale | 17,735,000 | 18,114,000 | 17,884,000 | 17,700,000 |
| Securities held to maturity | 529,000 | 528,000 | 527,000 | 526,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 279,274,000 | 278,844,000 | 282,999,000 | 305,400,000 |
| Interest-bearing deposits | 187,901,000 | 185,234,000 | 182,269,000 | 217,933,000 |
| Noninterest-bearing deposits | 91,373,000 | 93,609,000 | 100,730,000 | 87,467,000 |
| Equity capital | 49,217,000 | 49,847,000 | 50,582,000 | 51,491,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,463,000 | 7,174,000 | 11,033,000 | 15,020,000 |
| Interest expense | 291,000 | 618,000 | 927,000 | 1,255,000 |
| Net interest income | 3,172,000 | 6,556,000 | 10,106,000 | 13,765,000 |
| Noninterest income | 407,000 | 733,000 | 993,000 | 1,277,000 |
| Noninterest expense | 2,564,000 | 5,046,000 | 7,490,000 | 10,011,000 |
| Provision for loan losses | 205,000 | 416,000 | 567,000 | 942,000 |
| Pretax income | 810,000 | 1,827,000 | 3,042,000 | 4,345,000 |
| Income tax | 337,000 | 760,000 | 1,252,000 | 1,821,000 |
| Net income | 473,000 | 1,067,000 | 1,790,000 | 2,524,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,372,000 | 45,614,000 | 46,699,000 | 50,567,000 |
| Total capital | 47,659,000 | 48,081,000 | 49,312,000 | 53,556,000 |
| Risk-weighted assets | 265,375,000 | 281,879,000 | 285,767,000 | 350,976,000 |