Call reports 2010
UNITY BANK — 2010
What UNITY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 189,494,000 | 189,550,000 | 191,290,000 | 188,386,000 |
| Total loans | 138,108,000 | 142,916,000 | 144,090,000 | 143,302,000 |
| Allowance for loan losses | 1,886,000 | 1,646,000 | 1,750,000 | 1,900,000 |
| Securities available for sale | 23,710,000 | 29,153,000 | 24,119,000 | 26,195,000 |
| Securities held to maturity | 55,000 | 55,000 | 55,000 | 55,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 174,627,000 | 174,566,000 | 176,122,000 | 173,403,000 |
| Interest-bearing deposits | 157,185,000 | 155,768,000 | 155,082,000 | 152,400,000 |
| Noninterest-bearing deposits | 17,442,000 | 18,798,000 | 21,040,000 | 21,003,000 |
| Equity capital | 13,846,000 | 13,867,000 | 14,094,000 | 14,020,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,397,000 | 4,893,000 | 7,495,000 | 10,027,000 |
| Interest expense | 780,000 | 1,534,000 | 2,197,000 | 2,777,000 |
| Net interest income | 1,617,000 | 3,359,000 | 5,298,000 | 7,250,000 |
| Noninterest income | 283,000 | 528,000 | 825,000 | 1,098,000 |
| Noninterest expense | 1,654,000 | 3,381,000 | 5,050,000 | 6,670,000 |
| Provision for loan losses | 85,000 | 240,000 | 525,000 | 1,047,000 |
| Pretax income | 161,000 | 296,000 | 630,000 | 713,000 |
| Income tax | 4,000 | 6,000 | 7,000 | 9,000 |
| Net income | 157,000 | 290,000 | 623,000 | 704,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,421,000 | 13,395,000 | 13,654,000 | 13,660,000 |
| Total capital | 15,121,000 | 15,041,000 | 15,370,000 | 15,371,000 |
| Risk-weighted assets | 135,042,000 | 138,189,000 | 136,484,000 | 135,965,000 |
Machine access — free, no API key
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