Call reports 2009
UNITY BANK — 2009
What UNITY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 175,739,000 | 181,187,000 | 185,663,000 | 189,296,000 |
| Total loans | 123,012,000 | 131,705,000 | 138,510,000 | 139,919,000 |
| Allowance for loan losses | 1,507,000 | 1,242,000 | 1,800,000 | 1,882,000 |
| Securities available for sale | 26,822,000 | 22,535,000 | 24,084,000 | 25,724,000 |
| Securities held to maturity | 110,000 | 110,000 | 110,000 | 110,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 160,677,000 | 166,097,000 | 171,028,000 | 174,661,000 |
| Interest-bearing deposits | 144,976,000 | 150,066,000 | 154,274,000 | 156,976,000 |
| Noninterest-bearing deposits | 15,701,000 | 16,031,000 | 16,754,000 | 17,685,000 |
| Equity capital | 13,961,000 | 13,864,000 | 13,741,000 | 13,651,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,346,000 | 4,738,000 | 7,283,000 | 9,817,000 |
| Interest expense | 992,000 | 1,978,000 | 2,929,000 | 3,793,000 |
| Net interest income | 1,354,000 | 2,760,000 | 4,354,000 | 6,024,000 |
| Noninterest income | 283,000 | 531,000 | 859,000 | 1,107,000 |
| Noninterest expense | 1,576,000 | 3,303,000 | 4,635,000 | 6,524,000 |
| Provision for loan losses | 90,000 | 90,000 | 820,000 | 915,000 |
| Pretax income | 58,000 | 67,000 | 83,000 | 35,000 |
| Income tax | 4,000 | 4,000 | 12,000 | 13,000 |
| Net income | 54,000 | 63,000 | 71,000 | 22,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,276,000 | 13,272,000 | 13,292,000 | 13,253,000 |
| Total capital | 14,783,000 | 14,514,000 | 15,017,000 | 14,935,000 |
| Risk-weighted assets | 123,713,000 | 131,538,000 | 137,219,000 | 135,843,000 |
Machine access — free, no API key
Every figure shown here about UNITY BANK — 2009 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.