Call reports 2008
UNITY BANK — 2008
What UNITY BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 150,600,000 | 180,981,000 | 179,085,000 | 176,336,000 |
| Total loans | 101,701,000 | 111,766,000 | 117,569,000 | 123,232,000 |
| Allowance for loan losses | 1,508,000 | 1,505,000 | 1,550,000 | 1,589,000 |
| Securities available for sale | 33,557,000 | 51,847,000 | 48,524,000 | 36,604,000 |
| Securities held to maturity | 165,000 | 165,000 | 165,000 | 165,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,771,000 | 165,978,000 | 163,010,000 | 161,067,000 |
| Interest-bearing deposits | 118,735,000 | 148,933,000 | 144,470,000 | 143,631,000 |
| Noninterest-bearing deposits | 16,036,000 | 17,045,000 | 18,540,000 | 17,436,000 |
| Equity capital | 14,813,000 | 13,671,000 | 13,843,000 | 14,161,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,419,000 | 4,935,000 | 7,625,000 | 10,264,000 |
| Interest expense | 1,028,000 | 2,213,000 | 3,414,000 | 4,480,000 |
| Net interest income | 1,391,000 | 2,722,000 | 4,211,000 | 5,784,000 |
| Noninterest income | 241,000 | 486,000 | 738,000 | 963,000 |
| Noninterest expense | 1,239,000 | 2,722,000 | 4,197,000 | 5,782,000 |
| Provision for loan losses | 80,000 | 80,000 | 160,000 | 280,000 |
| Pretax income | 422,000 | 529,000 | 831,000 | 1,032,000 |
| Income tax | 0 | 1,000 | 2,000 | 2,000 |
| Net income | 422,000 | 528,000 | 829,000 | 1,030,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,258,000 | 13,333,000 | 13,332,000 | 13,210,000 |
| Total capital | 15,506,000 | 14,758,000 | 14,800,000 | 14,744,000 |
| Risk-weighted assets | 98,800,000 | 113,133,000 | 116,559,000 | 121,877,000 |
Machine access — free, no API key
Every figure shown here about UNITY BANK — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.