Call reports 2025
FARMERS STATE BANK — 2025
What FARMERS STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,045,825,000 | 1,070,517,000 | 1,085,621,000 | 1,110,296,000 |
| Total loans | 777,615,000 | 807,468,000 | 815,116,000 | 846,573,000 |
| Allowance for loan losses | 9,340,000 | 9,346,000 | 9,474,000 | 9,580,000 |
| Securities available for sale | 184,156,000 | 197,168,000 | 202,723,000 | 208,981,000 |
| Securities held to maturity | 7,060,000 | 5,825,000 | 5,555,000 | 5,555,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 858,090,000 | 880,928,000 | 886,472,000 | 911,491,000 |
| Interest-bearing deposits | 695,526,000 | 714,798,000 | 721,229,000 | 744,687,000 |
| Noninterest-bearing deposits | 162,564,000 | 166,130,000 | 165,243,000 | 166,804,000 |
| Equity capital | 140,000,000 | 142,636,000 | 148,343,000 | 150,873,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 12,104,000 | 25,379,000 | 39,137,000 | 53,721,000 |
| Interest expense | 4,796,000 | 9,822,000 | 14,905,000 | 20,126,000 |
| Net interest income | 7,308,000 | 15,557,000 | 24,232,000 | 33,595,000 |
| Noninterest income | 1,370,000 | 2,834,000 | 4,276,000 | 5,682,000 |
| Noninterest expense | 5,748,000 | 11,094,000 | 16,430,000 | 21,741,000 |
| Provision for loan losses | 0 | 0 | 125,000 | 227,000 |
| Pretax income | 2,930,000 | 7,297,000 | 11,953,000 | 17,086,000 |
| Income tax | 116,000 | 291,000 | 477,000 | 684,000 |
| Net income | 2,814,000 | 7,006,000 | 11,476,000 | 16,402,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 147,816,000 | 150,670,000 | 153,119,000 | 155,045,000 |