Call reports 2022
FARMERS STATE BANK — 2022
What FARMERS STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,058,196,000 | 1,060,361,000 | 1,035,108,000 | 1,040,259,000 |
| Total loans | 698,650,000 | 699,278,000 | 730,019,000 | 777,974,000 |
| Allowance for loan losses | 8,602,000 | 8,595,000 | 8,686,000 | 8,980,000 |
| Securities available for sale | 140,632,000 | 206,924,000 | 218,857,000 | 221,073,000 |
| Securities held to maturity | 13,077,000 | 11,917,000 | 11,512,000 | 11,512,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 892,908,000 | 905,947,000 | 889,359,000 | 877,605,000 |
| Interest-bearing deposits | 697,133,000 | 704,244,000 | 681,420,000 | 677,723,000 |
| Noninterest-bearing deposits | 195,775,000 | 201,703,000 | 207,939,000 | 199,882,000 |
| Equity capital | 126,466,000 | 124,073,000 | 120,021,000 | 123,023,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 7,251,000 | 15,205,000 | 24,312,000 | 33,972,000 |
| Interest expense | 681,000 | 1,380,000 | 2,405,000 | 4,239,000 |
| Net interest income | 6,570,000 | 13,825,000 | 21,907,000 | 29,733,000 |
| Noninterest income | 1,416,000 | 2,798,000 | 4,298,000 | 5,597,000 |
| Noninterest expense | 5,313,000 | 10,374,000 | 13,701,000 | 22,787,000 |
| Provision for loan losses | 0 | 0 | 150,000 | 450,000 |
| Pretax income | 2,673,000 | 6,249,000 | 12,354,000 | 12,093,000 |
| Income tax | 127,000 | 299,000 | 538,000 | 690,000 |
| Net income | 2,546,000 | 5,950,000 | 11,816,000 | 11,403,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 132,418,000 | 134,424,000 | 138,803,000 | 137,053,000 |