Call reports 2026
CITIZENS NATIONAL BANK OF MERIDIAN, THE — 2026
What CITIZENS NATIONAL BANK OF MERIDIAN, THE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 1,879,784,000 | 1,888,606,000 |
| Total loans | 1,302,644,000 | 1,322,474,000 |
| Allowance for loan losses | 16,148,000 | 16,349,000 |
| Securities available for sale | 214,672,000 | 211,338,000 |
| Securities held to maturity | 176,948,000 | 191,834,000 |
| Trading assets | 0 | 0 |
| Total deposits | 1,630,652,000 | 1,631,587,000 |
| Interest-bearing deposits | 1,434,679,000 | 1,441,649,000 |
| Noninterest-bearing deposits | 195,973,000 | 189,938,000 |
| Equity capital | 191,369,000 | 194,329,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 21,916,000 | 45,152,000 |
| Interest expense | 7,471,000 | 15,482,000 |
| Net interest income | 14,445,000 | 29,670,000 |
| Noninterest income | 6,912,000 | 14,281,000 |
| Noninterest expense | 14,338,000 | 28,572,000 |
| Provision for loan losses | 300,000 | 600,000 |
| Pretax income | 6,719,000 | 14,779,000 |
| Income tax | 0 | 0 |
| Net income | 6,719,000 | 14,779,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 210,664,000 | 214,112,000 |
| Total capital | 226,812,000 | 230,461,000 |
| Risk-weighted assets | 1,567,179,000 | 1,574,741,000 |