Call reports 2022
CITIZENS NATIONAL BANK OF MERIDIAN, THE — 2022
What CITIZENS NATIONAL BANK OF MERIDIAN, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,758,251,000 | 1,748,204,000 | 1,696,456,000 | 1,678,732,000 |
| Total loans | 1,058,664,000 | 1,085,187,000 | 1,097,280,000 | 1,095,425,000 |
| Allowance for loan losses | 15,058,000 | 15,166,000 | 15,149,000 | 14,989,000 |
| Securities available for sale | 265,195,000 | 248,538,000 | 229,515,000 | 229,844,000 |
| Securities held to maturity | 208,419,000 | 235,742,000 | 236,717,000 | 231,772,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,566,399,000 | 1,562,241,000 | 1,524,003,000 | 1,492,069,000 |
| Interest-bearing deposits | 1,140,306,000 | 1,124,721,000 | 1,100,441,000 | 1,088,641,000 |
| Noninterest-bearing deposits | 426,093,000 | 437,520,000 | 423,562,000 | 403,428,000 |
| Equity capital | 164,437,000 | 156,872,000 | 140,061,000 | 139,480,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 13,563,000 | 27,714,000 | 42,952,000 | 58,819,000 |
| Interest expense | 374,000 | 639,000 | 1,019,000 | 2,375,000 |
| Net interest income | 13,189,000 | 27,075,000 | 41,933,000 | 56,444,000 |
| Noninterest income | 5,983,000 | 11,694,000 | 16,796,000 | 21,958,000 |
| Noninterest expense | 11,225,000 | 22,635,000 | 34,533,000 | 46,239,000 |
| Provision for loan losses | 180,000 | 360,000 | 540,000 | 720,000 |
| Pretax income | 7,767,000 | 15,774,000 | 23,656,000 | 31,443,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 7,767,000 | 15,774,000 | 23,656,000 | 31,443,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 183,197,000 | 186,043,000 | 183,656,000 | 180,736,000 |
| Total capital | 198,255,000 | 201,209,000 | 198,805,000 | 195,725,000 |
| Risk-weighted assets | 1,326,125,000 | 1,351,069,000 | 1,359,778,000 | 1,357,879,000 |