Call reports 2021
CITIZENS NATIONAL BANK OF MERIDIAN, THE — 2021
What CITIZENS NATIONAL BANK OF MERIDIAN, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,679,675,000 | 1,717,965,000 | 1,678,176,000 | 1,763,795,000 |
| Total loans | 1,040,437,000 | 1,022,852,000 | 1,016,173,000 | 1,032,258,000 |
| Allowance for loan losses | 14,686,000 | 14,601,000 | 14,736,000 | 14,905,000 |
| Securities available for sale | 264,313,000 | 269,860,000 | 267,564,000 | 289,713,000 |
| Securities held to maturity | 100,680,000 | 122,258,000 | 130,806,000 | 185,487,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,438,747,000 | 1,480,565,000 | 1,448,722,000 | 1,535,556,000 |
| Interest-bearing deposits | 1,049,863,000 | 1,068,459,000 | 1,066,317,000 | 1,099,911,000 |
| Noninterest-bearing deposits | 388,884,000 | 412,106,000 | 382,405,000 | 435,645,000 |
| Equity capital | 173,762,000 | 177,750,000 | 181,257,000 | 173,887,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 14,026,000 | 27,418,000 | 41,231,000 | 55,104,000 |
| Interest expense | 636,000 | 1,159,000 | 1,630,000 | 2,032,000 |
| Net interest income | 13,390,000 | 26,259,000 | 39,601,000 | 53,072,000 |
| Noninterest income | 5,266,000 | 10,355,000 | 17,355,000 | 22,698,000 |
| Noninterest expense | 10,627,000 | 21,435,000 | 32,854,000 | 44,367,000 |
| Provision for loan losses | 360,000 | 680,000 | 920,000 | 1,160,000 |
| Pretax income | 7,669,000 | 14,499,000 | 23,182,000 | 30,243,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 7,669,000 | 14,499,000 | 23,182,000 | 30,243,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 175,100,000 | 176,143,000 | 181,126,000 | 175,558,000 |
| Total capital | 189,786,000 | 190,744,000 | 195,862,000 | 190,463,000 |
| Risk-weighted assets | 1,237,990,000 | 1,230,344,000 | 1,229,399,000 | 1,282,289,000 |