Call reports 2019
CITIZENS NATIONAL BANK OF MERIDIAN, THE — 2019
What CITIZENS NATIONAL BANK OF MERIDIAN, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,454,020,000 | 1,442,476,000 | 1,432,447,000 | 1,421,227,000 |
| Total loans | 993,993,000 | 994,788,000 | 989,825,000 | 978,994,000 |
| Allowance for loan losses | 12,313,000 | 12,707,000 | 12,442,000 | 12,108,000 |
| Securities available for sale | 152,628,000 | 164,268,000 | 196,412,000 | 196,716,000 |
| Securities held to maturity | 126,227,000 | 122,819,000 | 124,264,000 | 120,594,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,271,626,000 | 1,260,280,000 | 1,242,375,000 | 1,226,079,000 |
| Interest-bearing deposits | 1,030,248,000 | 1,016,131,000 | 998,324,000 | 966,912,000 |
| Noninterest-bearing deposits | 241,378,000 | 244,149,000 | 244,051,000 | 259,167,000 |
| Equity capital | 156,576,000 | 159,754,000 | 164,350,000 | 160,091,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 14,933,000 | 30,035,000 | 45,264,000 | 60,099,000 |
| Interest expense | 2,735,000 | 5,888,000 | 9,022,000 | 11,931,000 |
| Net interest income | 12,198,000 | 24,147,000 | 36,242,000 | 48,168,000 |
| Noninterest income | 5,034,000 | 9,523,000 | 14,357,000 | 19,307,000 |
| Noninterest expense | 9,788,000 | 19,608,000 | 29,711,000 | 39,614,000 |
| Provision for loan losses | 210,000 | 770,000 | 1,080,000 | 1,440,000 |
| Pretax income | 7,272,000 | 13,330,000 | 19,846,000 | 26,459,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 7,272,000 | 13,330,000 | 19,846,000 | 26,459,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 147,717,000 | 148,808,000 | 153,828,000 | 150,240,000 |
| Total capital | 160,030,000 | 161,515,000 | 166,270,000 | 162,348,000 |
| Risk-weighted assets | 1,212,713,000 | 1,199,473,000 | 1,207,840,000 | 1,189,643,000 |