Call reports 2018
CITIZENS NATIONAL BANK OF MERIDIAN, THE — 2018
What CITIZENS NATIONAL BANK OF MERIDIAN, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,371,260,000 | 1,344,119,000 | 1,364,335,000 | 1,349,161,000 |
| Total loans | 959,529,000 | 966,329,000 | 976,339,000 | 983,020,000 |
| Allowance for loan losses | 12,080,000 | 12,339,000 | 12,336,000 | 12,148,000 |
| Securities available for sale | 153,021,000 | 149,455,000 | 143,339,000 | 142,493,000 |
| Securities held to maturity | 145,221,000 | 140,553,000 | 141,320,000 | 138,021,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,195,988,000 | 1,167,599,000 | 1,183,743,000 | 1,162,325,000 |
| Interest-bearing deposits | 976,271,000 | 949,073,000 | 961,176,000 | 938,264,000 |
| Noninterest-bearing deposits | 219,717,000 | 218,527,000 | 222,567,000 | 224,061,000 |
| Equity capital | 148,971,000 | 150,835,000 | 152,713,000 | 147,159,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 12,930,000 | 26,290,000 | 40,132,000 | 54,423,000 |
| Interest expense | 1,371,000 | 3,016,000 | 5,148,000 | 7,496,000 |
| Net interest income | 11,559,000 | 23,274,000 | 34,984,000 | 46,927,000 |
| Noninterest income | 4,086,000 | 9,428,000 | 14,148,000 | 18,377,000 |
| Noninterest expense | 9,742,000 | 19,318,000 | 29,214,000 | 39,021,000 |
| Provision for loan losses | 180,000 | 360,000 | 540,000 | 820,000 |
| Pretax income | 5,723,000 | 13,024,000 | 19,378,000 | 25,088,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 5,723,000 | 13,024,000 | 19,378,000 | 25,088,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 139,620,000 | 142,634,000 | 145,579,000 | 138,114,000 |
| Total capital | 151,700,000 | 154,973,000 | 157,915,000 | 150,262,000 |
| Risk-weighted assets | 1,182,299,000 | 1,184,646,000 | 1,198,553,000 | 1,198,339,000 |