Call reports 2017
CITIZENS NATIONAL BANK OF MERIDIAN, THE — 2017
What CITIZENS NATIONAL BANK OF MERIDIAN, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 1,350,727,000 | 1,346,168,000 | 1,350,659,000 | 1,331,493,000 |
| Total loans | 907,296,000 | 928,543,000 | 924,697,000 | 944,100,000 |
| Allowance for loan losses | 11,506,000 | 11,539,000 | 11,918,000 | 12,000,000 |
| Securities available for sale | 169,065,000 | 167,460,000 | 163,405,000 | 158,573,000 |
| Securities held to maturity | 175,824,000 | 170,087,000 | 156,419,000 | 151,427,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,183,042,000 | 1,156,887,000 | 1,175,639,000 | 1,146,522,000 |
| Interest-bearing deposits | 971,804,000 | 941,814,000 | 956,104,000 | 922,408,000 |
| Noninterest-bearing deposits | 211,238,000 | 215,073,000 | 219,535,000 | 224,114,000 |
| Equity capital | 145,691,000 | 147,512,000 | 149,576,000 | 145,552,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 11,960,000 | 24,431,000 | 36,843,000 | 49,255,000 |
| Interest expense | 1,066,000 | 2,134,000 | 3,327,000 | 4,572,000 |
| Net interest income | 10,894,000 | 22,297,000 | 33,516,000 | 44,683,000 |
| Noninterest income | 5,786,000 | 9,592,000 | 13,635,000 | 17,707,000 |
| Noninterest expense | 9,272,000 | 18,631,000 | 27,909,000 | 37,369,000 |
| Provision for loan losses | 722,000 | 944,000 | 1,391,000 | 1,613,000 |
| Pretax income | 6,680,000 | 12,308,000 | 17,845,000 | 23,398,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 6,680,000 | 12,308,000 | 17,845,000 | 23,398,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 132,029,000 | 132,398,000 | 135,076,000 | 133,119,000 |
| Total capital | 143,535,000 | 143,937,000 | 146,994,000 | 145,119,000 |
| Risk-weighted assets | 1,128,406,000 | 1,147,294,000 | 1,149,710,000 | 1,153,768,000 |