Call reports 2016
CITIZENS NATIONAL BANK OF MERIDIAN, THE — 2016
What CITIZENS NATIONAL BANK OF MERIDIAN, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,220,099,000 | 1,282,165,000 | 1,293,144,000 | 1,315,467,000 |
| Total loans | 816,062,000 | 848,394,000 | 852,548,000 | 879,299,000 |
| Allowance for loan losses | 10,768,000 | 10,750,000 | 11,093,000 | 10,751,000 |
| Securities available for sale | 119,816,000 | 178,950,000 | 184,015,000 | 170,570,000 |
| Securities held to maturity | 180,482,000 | 180,637,000 | 176,928,000 | 183,808,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,055,329,000 | 1,094,545,000 | 1,121,839,000 | 1,117,778,000 |
| Interest-bearing deposits | 850,522,000 | 905,233,000 | 915,915,000 | 905,104,000 |
| Noninterest-bearing deposits | 204,807,000 | 189,313,000 | 205,924,000 | 212,674,000 |
| Equity capital | 140,302,000 | 142,360,000 | 145,687,000 | 137,587,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 10,783,000 | 21,938,000 | 33,298,000 | 44,995,000 |
| Interest expense | 879,000 | 1,798,000 | 2,767,000 | 3,760,000 |
| Net interest income | 9,904,000 | 20,140,000 | 30,531,000 | 41,235,000 |
| Noninterest income | 3,423,000 | 7,142,000 | 11,008,000 | 14,681,000 |
| Noninterest expense | 9,138,000 | 18,020,000 | 27,241,000 | 36,371,000 |
| Provision for loan losses | 187,000 | 375,000 | 563,000 | 650,000 |
| Pretax income | 4,002,000 | 8,887,000 | 13,735,000 | 18,883,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 4,002,000 | 8,887,000 | 13,735,000 | 18,883,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 127,702,000 | 129,368,000 | 132,065,000 | 129,324,000 |
| Total capital | 138,470,000 | 140,118,000 | 143,158,000 | 140,075,000 |
| Risk-weighted assets | 1,053,700,000 | 1,098,267,000 | 1,105,094,000 | 1,131,761,000 |