Call reports 2015
CITIZENS NATIONAL BANK OF MERIDIAN, THE — 2015
What CITIZENS NATIONAL BANK OF MERIDIAN, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,143,710,000 | 1,156,020,000 | 1,137,950,000 | 1,198,079,000 |
| Total loans | 753,077,000 | 767,074,000 | 791,182,000 | 816,211,000 |
| Allowance for loan losses | 10,573,000 | 10,624,000 | 10,603,000 | 10,600,000 |
| Securities available for sale | 121,813,000 | 152,964,000 | 106,647,000 | 127,064,000 |
| Securities held to maturity | 181,102,000 | 174,590,000 | 167,220,000 | 179,957,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 987,297,000 | 981,328,000 | 974,591,000 | 1,035,781,000 |
| Interest-bearing deposits | 793,906,000 | 789,066,000 | 783,994,000 | 823,358,000 |
| Noninterest-bearing deposits | 193,391,000 | 192,262,000 | 190,597,000 | 212,423,000 |
| Equity capital | 135,368,000 | 136,057,000 | 139,269,000 | 135,417,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 10,181,000 | 20,529,000 | 31,126,000 | 41,916,000 |
| Interest expense | 691,000 | 1,414,000 | 2,147,000 | 2,962,000 |
| Net interest income | 9,490,000 | 19,115,000 | 28,979,000 | 38,954,000 |
| Noninterest income | 3,311,000 | 6,802,000 | 10,312,000 | 13,664,000 |
| Noninterest expense | 9,004,000 | 17,901,000 | 26,857,000 | 35,906,000 |
| Provision for loan losses | 0 | 105,000 | 225,000 | 550,000 |
| Pretax income | 3,797,000 | 8,122,000 | 12,420,000 | 16,373,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,797,000 | 8,122,000 | 12,420,000 | 16,373,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 127,013,000 | 129,230,000 | 131,698,000 | 128,249,000 |
| Total capital | 137,586,000 | 139,854,000 | 142,301,000 | 138,849,000 |
| Risk-weighted assets | 1,028,634,000 | 1,048,545,000 | 1,061,171,000 | 1,098,612,000 |