Call reports 2014
CITIZENS NATIONAL BANK OF MERIDIAN, THE — 2014
What CITIZENS NATIONAL BANK OF MERIDIAN, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 1,114,104,000 | 1,112,349,000 | 1,084,748,000 | 1,112,889,000 |
| Total loans | 705,384,000 | 714,687,000 | 729,887,000 | 741,433,000 |
| Allowance for loan losses | 11,101,000 | 11,266,000 | 10,687,000 | 10,600,000 |
| Securities available for sale | 107,499,000 | 99,421,000 | 91,345,000 | 105,566,000 |
| Securities held to maturity | 211,987,000 | 199,650,000 | 196,424,000 | 188,232,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 962,092,000 | 958,979,000 | 931,423,000 | 954,759,000 |
| Interest-bearing deposits | 777,946,000 | 775,960,000 | 750,037,000 | 765,994,000 |
| Noninterest-bearing deposits | 184,146,000 | 183,019,000 | 181,386,000 | 188,765,000 |
| Equity capital | 127,059,000 | 129,354,000 | 132,402,000 | 130,758,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 9,946,000 | 20,148,000 | 30,401,000 | 40,696,000 |
| Interest expense | 772,000 | 1,569,000 | 2,261,000 | 2,959,000 |
| Net interest income | 9,174,000 | 18,579,000 | 28,140,000 | 37,737,000 |
| Noninterest income | 3,265,000 | 6,642,000 | 10,220,000 | 13,835,000 |
| Noninterest expense | 9,363,000 | 18,663,000 | 28,080,000 | 37,348,000 |
| Provision for loan losses | 0 | 150,000 | -350,000 | -350,000 |
| Pretax income | 3,056,000 | 6,388,000 | 10,743,000 | 13,794,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,056,000 | 6,388,000 | 10,743,000 | 13,794,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 131,101,000 | 132,896,000 | 135,764,000 | 133,457,000 |
| Total capital | 142,202,000 | 144,162,000 | 146,451,000 | 144,057,000 |
| Risk-weighted assets | 1,071,453,000 | 1,064,297,000 | 1,068,450,000 | 1,070,868,000 |