Call reports 2021
MARLIN BUSINESS BANK — 2021
What MARLIN BUSINESS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 880,319,000 | 918,130,000 | 1,005,322,000 | 836,756,000 |
| Total loans | 808,703,000 | 806,495,000 | 802,077,000 | 818,637,000 |
| Allowance for loan losses | 37,757,000 | 28,045,000 | 26,825,000 | 23,537,000 |
| Securities available for sale | 8,666,000 | 8,852,000 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 696,096,000 | 719,592,000 | 802,403,000 | 0 |
| Interest-bearing deposits | 693,527,000 | 717,002,000 | 802,403,000 | 0 |
| Noninterest-bearing deposits | 2,569,000 | 2,590,000 | 0 | 0 |
| Equity capital | 142,188,000 | 153,334,000 | 158,122,000 | 158,572,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 19,842,000 | 39,142,000 | 58,281,000 | 77,237,000 |
| Interest expense | 2,974,000 | 5,550,000 | 7,967,000 | 14,372,000 |
| Net interest income | 16,868,000 | 33,592,000 | 50,314,000 | 62,865,000 |
| Noninterest income | 1,012,000 | 2,014,000 | 2,943,000 | 367,000 |
| Noninterest expense | 12,533,000 | 25,175,000 | 37,360,000 | 50,185,000 |
| Provision for loan losses | -2,569,000 | -12,037,000 | -13,124,000 | -16,521,000 |
| Pretax income | 7,830,000 | 22,393,000 | 29,021,000 | 29,568,000 |
| Income tax | 2,023,000 | 5,719,000 | 7,394,000 | 7,489,000 |
| Net income | 5,807,000 | 16,674,000 | 21,627,000 | 22,079,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 152,855,000 | 161,289,000 | 165,937,000 | 165,565,000 |
| Total capital | 163,253,000 | 171,649,000 | 176,181,000 | 176,133,000 |
| Risk-weighted assets | 804,518,000 | 811,089,000 | 802,900,000 | 832,471,000 |