Call reports 2020
MARLIN BUSINESS BANK — 2020
What MARLIN BUSINESS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,123,748,000 | 1,076,754,000 | 995,738,000 | 929,198,000 |
| Total loans | 949,541,000 | 917,816,000 | 861,127,000 | 831,279,000 |
| Allowance for loan losses | 49,886,000 | 61,349,000 | 59,028,000 | 42,630,000 |
| Securities available for sale | 6,789,000 | 6,668,000 | 7,005,000 | 7,864,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 950,018,000 | 914,575,000 | 831,068,000 | 748,077,000 |
| Interest-bearing deposits | 944,996,000 | 911,191,000 | 827,907,000 | 744,814,000 |
| Noninterest-bearing deposits | 5,022,000 | 3,384,000 | 3,161,000 | 3,263,000 |
| Equity capital | 125,682,000 | 117,191,000 | 123,593,000 | 136,563,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 26,981,000 | 51,946,000 | 75,664,000 | 96,771,000 |
| Interest expense | 4,965,000 | 9,789,000 | 13,982,000 | 17,638,000 |
| Net interest income | 22,016,000 | 42,157,000 | 61,682,000 | 79,133,000 |
| Noninterest income | 3,502,000 | 4,716,000 | 6,083,000 | 7,168,000 |
| Noninterest expense | 17,294,000 | 30,598,000 | 44,230,000 | 57,977,000 |
| Provision for loan losses | 23,882,000 | 41,832,000 | 48,182,000 | 35,836,000 |
| Pretax income | -15,600,000 | -25,468,000 | -24,558,000 | -7,434,000 |
| Income tax | -7,286,000 | -8,598,000 | -9,282,000 | -5,153,000 |
| Net income | -8,314,000 | -16,870,000 | -15,276,000 | -2,281,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 139,242,000 | 133,552,000 | 139,366,000 | 148,260,000 |
| Total capital | 151,425,000 | 145,365,000 | 150,286,000 | 158,824,000 |
| Risk-weighted assets | 936,957,000 | 895,489,000 | 825,496,000 | 813,051,000 |