Call reports 2019
MARLIN BUSINESS BANK — 2019
What MARLIN BUSINESS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,049,840,000 | 1,097,058,000 | 1,078,824,000 | 1,058,159,000 |
| Total loans | 904,675,000 | 960,644,000 | 954,512,000 | 946,881,000 |
| Allowance for loan losses | 14,678,000 | 14,605,000 | 17,053,000 | 19,571,000 |
| Securities available for sale | 7,183,000 | 7,070,000 | 6,611,000 | 7,461,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 846,521,000 | 892,676,000 | 873,325,000 | 847,616,000 |
| Interest-bearing deposits | 843,167,000 | 888,561,000 | 869,257,000 | 842,132,000 |
| Noninterest-bearing deposits | 3,354,000 | 4,115,000 | 4,068,000 | 5,484,000 |
| Equity capital | 143,388,000 | 146,341,000 | 150,849,000 | 147,868,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 25,588,000 | 52,453,000 | 80,826,000 | 108,647,000 |
| Interest expense | 4,591,000 | 9,806,000 | 15,330,000 | 20,563,000 |
| Net interest income | 20,997,000 | 42,647,000 | 65,496,000 | 88,084,000 |
| Noninterest income | 4,132,000 | 7,838,000 | 14,732,000 | 24,174,000 |
| Noninterest expense | 15,298,000 | 32,913,000 | 49,554,000 | 68,213,000 |
| Provision for loan losses | 3,952,000 | 7,841,000 | 14,646,000 | 24,169,000 |
| Pretax income | 5,922,000 | 9,825,000 | 16,149,000 | 19,980,000 |
| Income tax | 1,523,000 | 2,525,000 | 4,383,000 | 5,164,000 |
| Net income | 4,399,000 | 7,300,000 | 11,766,000 | 14,816,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 143,392,000 | 146,293,000 | 150,760,000 | 147,810,000 |
| Total capital | 154,882,000 | 158,476,000 | 162,836,000 | 159,845,000 |
| Risk-weighted assets | 916,047,000 | 972,179,000 | 961,095,000 | 955,281,000 |