Call reports 2018
MARLIN BUSINESS BANK — 2018
What MARLIN BUSINESS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,036,989,000 | 1,076,728,000 | 886,630,000 | 958,055,000 |
| Total loans | 945,760,000 | 978,668,000 | 808,914,000 | 858,713,000 |
| Allowance for loan losses | 15,606,000 | 15,555,000 | 15,209,000 | 14,684,000 |
| Securities available for sale | 7,558,000 | 7,375,000 | 7,598,000 | 7,527,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 835,054,000 | 865,208,000 | 702,140,000 | 758,364,000 |
| Interest-bearing deposits | 833,145,000 | 863,568,000 | 700,107,000 | 755,776,000 |
| Noninterest-bearing deposits | 1,909,000 | 1,640,000 | 2,033,000 | 2,588,000 |
| Equity capital | 149,689,000 | 154,089,000 | 135,899,000 | 138,950,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 27,176,000 | 54,923,000 | 78,116,000 | 102,149,000 |
| Interest expense | 3,399,000 | 7,109,000 | 10,834,000 | 14,596,000 |
| Net interest income | 23,777,000 | 47,814,000 | 67,282,000 | 87,553,000 |
| Noninterest income | 2,375,000 | 3,996,000 | 3,080,000 | 6,961,000 |
| Noninterest expense | 12,737,000 | 28,229,000 | 42,706,000 | 58,240,000 |
| Provision for loan losses | 4,614,000 | 8,877,000 | 13,066,000 | 17,649,000 |
| Pretax income | 8,746,000 | 14,623,000 | 14,482,000 | 18,550,000 |
| Income tax | 2,248,000 | 3,749,000 | 3,723,000 | 4,845,000 |
| Net income | 6,498,000 | 10,874,000 | 10,759,000 | 13,705,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 146,072,000 | 150,113,000 | 136,048,000 | 138,994,000 |
| Total capital | 158,260,000 | 162,599,000 | 146,317,000 | 149,909,000 |
| Risk-weighted assets | 971,667,000 | 995,893,000 | 816,606,000 | 869,448,000 |