Call reports 2017
MARLIN BUSINESS BANK — 2017
What MARLIN BUSINESS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 916,006,000 | 948,391,000 | 982,857,000 | 1,011,506,000 |
| Total loans | 837,290,000 | 874,361,000 | 899,717,000 | 928,445,000 |
| Allowance for loan losses | 11,672,000 | 12,543,000 | 14,489,000 | 14,836,000 |
| Securities available for sale | 16,964,000 | 13,719,000 | 12,746,000 | 11,533,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 740,443,000 | 781,736,000 | 808,230,000 | 810,909,000 |
| Interest-bearing deposits | 739,793,000 | 780,839,000 | 806,954,000 | 809,314,000 |
| Noninterest-bearing deposits | 650,000 | 897,000 | 1,276,000 | 1,595,000 |
| Equity capital | 132,421,000 | 131,159,000 | 131,041,000 | 145,252,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 23,874,000 | 49,044,000 | 75,079,000 | 101,808,000 |
| Interest expense | 2,340,000 | 4,953,000 | 7,952,000 | 11,180,000 |
| Net interest income | 21,534,000 | 44,091,000 | 67,127,000 | 90,628,000 |
| Noninterest income | 833,000 | 2,096,000 | 3,111,000 | 5,246,000 |
| Noninterest expense | 15,547,000 | 30,592,000 | 45,930,000 | 62,838,000 |
| Provision for loan losses | 3,905,000 | 8,233,000 | 13,929,000 | 18,463,000 |
| Pretax income | 2,915,000 | 7,362,000 | 10,379,000 | 14,573,000 |
| Income tax | 1,159,000 | 2,872,000 | 4,030,000 | -5,998,000 |
| Net income | 1,756,000 | 4,490,000 | 6,349,000 | 20,571,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 132,452,000 | 131,199,000 | 131,060,000 | 145,269,000 |
| Total capital | 143,043,000 | 142,307,000 | 142,489,000 | 157,244,000 |
| Risk-weighted assets | 846,316,000 | 887,254,000 | 911,329,000 | 955,202,000 |